• Types of moving insurance
• How Should I Value my Goods?
• Car Insurance pay-out if lost/damaged
• Storage Coverage Extension
• Claiming from your insurance
• Main Exclusions

Types of moving insurance

A reputable mover should be able to offer you two main types of insurance:

• Basic Liability Coverage: A minimal option that compensates a set amount per kilogram of your shipment rather than the actual value of the items that have been damaged, lost or stolen.
• All Risk insurance: Covers repair, replacement, or reimbursement for lost or damaged items based on their replacement value at destination and whatever the cause of the damages/lost during the move. You must request this type of cover specifically.

You should also be able to add these specialised coverages to your all-risk insurance for an additional premium:

• Sets-and-Pairs Coverage: If one item in a set (e.g., dishes, glassware, or a multi-part coffee machine) is damaged, this policy replaces the entire set rather than just the damaged piece if the damaged piece can’t be replaced individually.
• Electronic and Mechanical Damages Coverage: Electronic and mechanical equipment can sometimes fail after transit, even if no visible damage has occurred. This coverage ensures repair or replacement for items like appliances or computers affected during the move.
• Mould and Mildew Coverage: Moves involving humid climates can expose belongings to moisture, potentially leading to mould damage. This coverage protects against such damage, especially for long transits or storage periods.

When selecting a mover, ask about the availability of these options and whether they align with your needs, especially for fragile or valuable items.

Understanding the extent of your coverage and any additional costs involved is essential to ensure you’re not left vulnerable in the unlikely event of an issue.

How should I value my goods?

Valuing your goods and creating an inventory list of the items you are moving is an important step to ensuring your goods are properly covered.

Every item you intend to move should be listed

Most moving companies require that every item you’re moving be noted on an inventory for tracking and insurance purposes. When compiling your list, be sure to list the quantity and value of each item and give as much detail as possible. Your insurance premium will be calculated on the entire value of your goods.

Value your goods according to their replacement price at destination

You need to insure your effects for what it would cost to replace them in the country you are moving to, not the country you’re moving from. To do this, research the cost of living in your destination country, using the prices listed in local online stores as your guide.

Do not undervalue your shipment

Although it’s tempting to undervalue your goods to bring down insurance costs, if you do submit a claim, the insurers will only reimburse you according to the declared value on your inventory and the extent of the damage.
The onus is on you to ensure that your items are valued correctly. Undervaluing will result in insufficient compensation, and you might not be able to repair or replace the affected items as a result.

Declare your high value items

Ensure that you have as much written information about your high value items (more than 10,000 EUR) as possible. The underwriters of your moving company may require proof of ownership and/or value of such items. Make sure you also photograph them, print the photos in colour, and date and sign the prints before adding them to your inventory.

For works of art or antiques, your mover might propose additional insurance. For items of high value, you can never take too many precautions.

Important to note, if you claim for loss or damage to a vehicle, your payout will be calculated according to its depreciated value, in line with its age and mileage. You should declare the value of your vehicle as per its current market value.

Storage Coverage Extension

Some moving companies insure their clients’ goods from collection to delivery only. If you need comprehensive coverage for secure storage before or after transit, you may need a separate insurance coverage. Ensure that you make your needs clear to your movers.

Claiming from your insurance

How you file a claim will depend on your moving company’s insurance policy. There are some points you need should clarify beforehand, though:

• The time allowed for you to notify your mover of any damage, from the day of delivery
• Which information the claim should include and how it should be submitted
• Any other information/paperwork that will be required

Main Exclusions

Removals companies do not offer insurance coverage for certain risks. These include:

• Consequential losses (loss of income) arising from the delay in delivery of certain items.
• Loss of value or depreciation in value due to damage and/or repair.
• Owner-packed cartons. Moving boxes that you pack and seal yourself (without letting the mover inspect the contents first) are classified as “Packed by Owner” (abbreviated PBO). Your moving company is unlikely to cover loss of or damage to items in owner-packed boxes because they have no way of knowing that all the proper safety precautions were taken during the packing process. For this reason, it’s best to leave your boxes open, or better yet, let your moving company pack your belongings for you.

Take charge of your move

By exploring your coverage options, you can ensure your belongings are properly protected. The effort you invest now in choosing the right insurance will pay off with the peace of mind that comes from knowing you’re prepared for the unexpected. A little preparation today can make a big difference tomorrow, so take the first step toward a smooth, worry-free transition.

Contact us for your free moving quote!

The weather system comes from Southeast Asia, bringing warm air and stormy conditions to the Yangtze River Delta region and surrounding areas. This rainy time of year also happens to be the most popular for relocations as it gives families time to get settled in their new homes before the school year starts.

Unfortunately, prolonged exposure to moisture can have a detrimental effect on your belongings.

Pointers for packing during wet and rainy weather

1. Use plastic wrap to cover your furniture

No-one wants to sleep on a damp mattress. Make sure to place plastic wrap over couches, chairs, beds, and other furniture to keep them dry and free from mildew and mold.

2. Pack electronics in plastic containers or original packaging

Putting your valuable electronics in plastic containers can provide extra protection against water and wet conditions. But given that humidity levels are also high during the rainy season, it is vital to put silica gel packs in the container to absorb extra moisture. Packing the electronics in anti-static bubble wrap can also provide additional protection within the container. If you have the original packaging for your devices, packing them inside these can be a smart way to go because they are already designed to protect against moisture and damage.

3. Line your moving boxes with plastic garbage bags and secure with extra tape

The standard household garbage bag can be useful when guarding against moisture. Placing the plastic bag within the moving box and packing your belongings in it can shield your possessions if boxes get damp during the moving process. Reinforcing the edges of the box with tape can also help keep things together in case the box gets wet.

4. Unpack as soon as possible

The downside of using plastic bags and containers to store your valuables is that condensation can build up within them. Although silica gel packs and other tools can help to absorb the extra moisture, it is best to unpack your belongings speedily when you arrive at your destination to ensure the items don’t spend too much time in humid conditions. Put water-sensitive items in a dry area as soon as possible.

5. Label boxes for speedy unpacking

Given the need to unpack delicate items quickly, it can be helpful to label boxes so that you know where your electronics and other moisture-sensitive belongings are.

6. Insure against mold and mildew

When taking out insurance for your big move, consider a plan that covers mold and mildew damage in case moisture impacts your items.

7. Choose the right moving company!

Moving on a rainy day can be challenging. If you plan to relocate during China’s rainy season, consider using a professional moving company like AGS China. They know all the tricks and best practices for keeping your belongings secure and dry in wet weather.

How AGS keeps your belongings safe and dry during monsoon season

Whether you’re moving to or from China, the AGS team uses desiccants like silica gel when packing your possessions. They also place dry poles in your shipping container, which are specifically designed to absorb and reduce moisture to create a dry environment for your valuable items.

For transporting boxes and containers on rainy days, they use trolleys with rain covers and tents to ensure nothing gets wet when moving items from one location to another.

But if the weather is really bad, they won’t take any risks. The country manager for AGS China, Thomas Coupat, explains: “It depends on the location. In some areas, when the rain is very heavy, you can only wait for a break in the weather. The rain covers are insufficient during strong downpours because sometimes the wind carries the rain sideways.”

In certain regions, the team will schedule more time for the move in case it is delayed by poor weather conditions. Whether they can continue also depends on whether the moving sites have proper loading docks protected from rain.

In the meantime, your possessions will be kept dry and secure in AGS storage facilities, which use extra desiccants. They also offer climate-controlled storage so that items are kept pristine and are not affected by humidity and other weather hazards.

Are you moving to or from China during the wettest time of year? Keep your belongings high and dry with a professional moving company. Contact us for your free quote.

The climate is characterised by a hot desert climate, with extremely warm summers where temperatures can exceed 40°C, and mild, pleasant winters.

Arabic is the official language, but English is widely spoken, especially in business and expat communities, making it easier for newcomers to communicate and integrate.

The country is safe, with a low crime rate, and has a reputation for being one of the most liberal Gulf states, offering a more relaxed lifestyle compared to some of its neighbours.

Bahrain: Visa and immigration requirements

To move to Bahrain, you’ll need to secure the appropriate visa. The type of visa you require depends on your situation:

• Work Visa: Typically sponsored by your employer, this is necessary if you’re relocating for a job. Once approved, you will be eligible to apply for a CPR ID card.
• Family Visa: Available for spouses and children of individuals working in Bahrain.
• Residence Permit: Required for long-term stays.

The visa process involves submitting various documents, including your passport, a completed application form, and possibly a health certificate. If you’re bringing family members, you’ll need to provide additional documentation, such as marriage or birth certificates. Visa extensions are straightforward, but it’s best to keep track of your visa’s expiry date to avoid complications.

CPR ID Card (Central Population Registry)

Upon approval of your work visa, you’ll need to obtain your CPR ID card, which is essential for:

• Healthcare: Required to access public healthcare services, as well as many private clinics.
• Driver’s Licence: You’ll need a CPR ID card before you can apply for a Bahraini driver’s licence.
• Banking and Utilities: Many services, including opening a bank account and setting up utilities, require a CPR ID card.

Your employer typically assists with obtaining the CPR ID card, but it’s best to confirm the process with them.

Getting to Bahrain: Quick Flight Times

Bahrain is well connected to major Indian cities, with flights between the two countries taking between 4 and 5 hours.

• Bengaluru City: ~4 hours
• Chennai: ~5 hours
• Delhi: ~4.5 hours
• Kochi: ~4 hours
• Mumbai: ~4 hours

Affordable flights operated by airlines like Gulf Air and Air India Express make it convenient to not only plan your move to Bahrain but also visit India regularly to catch up with family and friends.

Finding accommodation in Bahrain: Popular Areas for Indian Expats

Bahrain has a range of housing options to suit different preferences and budgets. Popular residential areas for expats include:

• Adliya: An artistic and cultural hotspot with a mix of traditional and modern influences, perfect for those who enjoy art galleries, dining, entertainment, and nightlife.
• Al Reef Island: Known for its luxurious lifestyle, offering stunning waterfront views and modern, high-end amenities. Its serene environment and convenient location create an ideal community atmosphere.
• Amwaj Islands: Known for its upscale lifestyle, waterfront properties, and vibrant community.
• Dilmunia: offers an exclusive, high-end, health and wellness focused lifestyle, complete with luxury properties and a serene environment.
• Gudaibiya: Known for its strong Indian community presence, Gudaibiya offers a variety of Indian restaurants, grocery stores, and cultural centres, making it a home away from home.
• Hamad Town: A family-friendly residential area known for its affordable housing and diverse community. It offers a peaceful suburban lifestyle with easy access to local amenities and schools and is a popular choice for Indian expats.
• Juffair: Favoured by expats for its Western-style amenities like shopping malls, gyms, and international restaurants, Juffair is a lively area with ample housing options for singles and families.
• Manama: The country’s capital, Manama offers a blend of modern skyscrapers and traditional markets, with a lively cultural scene and a thriving Indian expat community.
• Marassi: a vibrant waterfront lifestyle and dynamic community atmosphere make Marassi a favourite for those seeking an upscale, lively environment.
• Muharraq: This quieter area is popular among Indian families, with access to schools, parks, and affordable housing options.
• Riffa Views: an exclusive golf course community known for its luxurious villas and family-friendly ambiance. With top-notch recreational facilities and a peaceful, secure environment, it’s a sought-after choice for both expats and locals.
• Seef: a bustling commercial hub offering modern residential options with close proximity to shopping malls and business centres.

When choosing whether to rent or buy, consider factors such as the length of your stay, proximity to work or schools, and the facilities you need (e.g., swimming pools, gyms).

Lease agreements usually last for a year, and it’s wise to review the terms carefully, especially regarding security deposits and maintenance responsibilities. Don’t forget to factor in utility costs when budgeting for your new home.

Setting up utilities and essential services

Once you’ve found accommodation, setting up utilities is the next step. Here’s what you need to know:

• Electricity and Water: The Electricity and Water Authority (EWA) handles these services. Registration requires your tenancy agreement and identification.
• Internet and TV: Choose from providers like Batelco, Zain, or Viva for broadband and TV packages.
• Gas Services: Often included in the rental agreement but check with your landlord for details.

Payments can be made online, and many services offer automatic bill payment to simplify the process.

Cost of living in Bahrain

The cost of living in Bahrain can vary based on your lifestyle, but it’s generally considered affordable compared to its Gulf neighbours, not least because the country’s tax-free status means you won’t need to pay income tax. That makes it easier to save money and manage your finances.

Here’s a breakdown of common expenses:

• Housing: Rent for an apartment in a popular expat area can range from BHD 400 to BHD 1,000 per month.
• Utilities: Expect to pay around BHD 30–50 per month for basic utilities, with internet services costing an additional BHD 15–30.
• Groceries: Local markets offer fresh produce at reasonable prices, while imported goods in supermarkets may be more expensive.
• Schooling: Fees for Indian or international schools can range from BHD 1,500 to BHD 8,000 annually.

Although the cost of living may seem higher than what you’re used to in India, remember that your earnings will be higher, too. Depending on your industry, your salary can range from 450 BHD to 4000 BHD depending on your qualifications, experience, and professional skills.

A single person can live comfortably on a monthly income of 500 – 700 BHD. While a family of four would typically need a monthly income of 1200 – 1800 BHD. To make the most of your money, consider shopping at local markets, using public transport, and dining at traditional restaurants.

Financial considerations: banking and taxes

Bahrain’s banking system is user friendly, with plenty of options for expats. To open a bank account, you will be required to produce the following documents:

• Valid passport: A legal passport is required to verify your nationality.
• Residency permit: If you are a non-Bahraini resident, you will need to provide a residency permit to prove your legal status in the country.
• Bahraini ID (CPR): Bahraini nationals are required to show their national identification card, which is referred to as the CPR (Central Population Register) card.
• Proof of address: You will be required to offer Address proof, such as a utility bill or rental agreement, to verify your living in Bahrain.
• Reference letter: Few banks might need a consideration letter from your recent bank or employer to confirm your economic stability and status.
• Income proof: Some banks may require proof of income, like a pay slip or bank statement, to assess your financial status.
• Letter of No Objection Certificate (NOC): Certain banks may ask for a No Objection Certificate (NOC) from your employer, which confirms their approval for you to open a bank account.

As an expat, you are eligible to open a current account, which will require an in-person visit to the bank. You can also open an electronic bank account. This can be done remotely via the bank’s website or app, although you may still be requested to provide the documents listed above.

Schooling and education options

Following the “Education for All” principle, public education in Bahrain is free for citizens and expatriates alike. Education is mandatory for the first 9 years, or the elementary and intermediate phases. The language of instruction is classical Arabic.

There are also 8 Indian schools to choose from, which teach classes in English and adhere to the Indian curriculum.

• The Indian School
• The Asian School
• The Ibn Al-Hytham Islamic School
• The New Indian School
• The Al Noor International School
• The New Millenium School
• Bahrain Indian School
• The New Horizon School

Enrolment procedures typically require previous school records, passport copies, and an entrance assessment. Beyond academics, schools offer a variety of extracurricular activities, such as sports, music, and language classes, to support your child’s overall development.

Healthcare and health insurance in Bahrain

Bahrain’s healthcare system is modern and efficient, with a mix of public and private hospitals. Emergency medical services are reliable, with well-equipped ambulances and responsive staff. Medical consultations are also often available in English to ease communication.

Under the National Social Health Insurance Program (Sehati), Bahrainis receive free health coverage from the government, while expatriate employees are often covered by their employers for a nominal fee.

However, you might want to consider additional private insurance for more comprehensive coverage, especially for specialised treatments.

Finding work in Bahrain

Bahrain’s job market is diverse, with opportunities in sectors such as finance, oil and gas, IT and Technology, hospitality, and education. Recruitment agencies, online job portals like Gulf Talent, Bayt and Naukrigulf, and networking events are useful resources for finding work.

Popular industries for expats include:

• Banking and finance: Bahrain is a financial hub in the region, with many multinational banks.
• IT and technology: The IT industry is growing rapidly, with demand for software developers, data analysts, and cybersecurity experts.
• Construction and engineering: There’s consistent demand due to ongoing development projects.
• Education: International schools often seek qualified teachers and administrators.

Understanding work contracts is crucial; ensure that details about salary, benefits, and working hours are clear.  It’s important to note, for example, that, in Bahrain, the weekend falls on a Friday and Saturday – a significant change for Indians used to Saturday-Sunday weekends, and something to keep in mind for scheduling work and social activities.

Building a professional network is beneficial, as many positions in Bahrain are filled through referrals. Work culture emphasises respect for hierarchy and open communication.

Bahraini culture and customs

Bahrain’s cultural landscape is shaped by its Islamic heritage, which influences everyday life. However, the country is relatively liberal, and the Indian community in Bahrain enjoys a great deal of freedom for social and religious activities. All major Indian festivals are celebrated in Bahrain not only by Indians but also by Bahrainis.

To integrate smoothly, keep the following in mind:

• Dress modestly: While Western clothing is acceptable, covering your shoulders and knees is advisable in public.
• Respect local customs: During Ramadan, avoid eating, drinking, or smoking in public during daylight hours.
• Embrace the local cuisine: Bahraini food is a mix of Arabic, Persian, and Indian influences, offering rich flavours and unique dishes.

Bahrainis are welcoming, and showing interest in their culture can help you connect with locals. Participating in cultural festivals or visiting heritage sites adds a deeper dimension to your experience.

Points of interest in Bahrain

Bahrain offers a perfect blend of ancient history and modern attractions. History lovers will appreciate the island’s ties to the ancient Dilmun civilization, best explored at the Bahrain National Museum and the UNESCO-listed Bahrain Fort (Qal’at al-Bahrain).

For another taste of tradition, visit the bustling Manama Souq, where fragrant spices, traditional crafts, and the famous pearl market celebrate Bahrain’s cultural heritage.

Outdoor enthusiasts can relax on stunning beaches or try water sports like jet skiing and scuba diving. Food lovers will enjoy Bahrain’s dining scene, offering diverse cuisines from around the world.

Modern attractions round out the experience, with shopping destinations like City Centre Bahrain and The Avenues providing luxury brands, global dining, and entertainment all in one place. Not to mention the Formula 1 Gulf Air Bahrain Grand Prix, hosted annually at the Bahrain International Circuit.

Transportation and getting around Bahrain

Bahrain’s compact size makes getting around relatively easy. Public transport includes buses and taxis, while ride-sharing services like Uber and Careem are widely available.

If you prefer driving, you can use your valid Indian driving licence for up to a year in combination with an International Driving Permit (IDP), which you will need to obtain before your departure to Bahrain. Once the grace period expires, you will need to apply for a Bahraini driver’s license at the General Directorate of Traffic, redo a driving test, and an eye test.

Car rental is convenient for short stays, while buying a car may be more practical if you’re settling long-term. Keep in mind the cost of fuel, insurance, and maintenance. Costs for reliable second-hand cars range from BHD 3,000-6,500 for a Toyota Corolla or similar.

Your Smooth Transition to Bahrain with AGS Movers

Moving to Bahrain, with its great opportunities and welcoming Indian community, will bring big changes, and planning ahead is key to a stress-free relocation.

To make your move go smoothly, AGS Movers is here to help. From our secure storage services to carefully packing and shipping your belongings to efficiently managing customs formalities and ensuring timely delivery, we provide provides comprehensive relocation services tailored to your needs, including consolidated shipping.

Choosing AGS Movers means choosing a hassle-free, expertly managed move to Bahrain, allowing you to focus on settling into your new home and starting your new chapter in the Middle East with ease.

Contact us for your free moving quote.

More than 66 000 Australian residents were born in the Netherlands, according to the country’s last census. To join them, your first step will be to familiarise yourself with the various visa options available. These will vary depending on whether you want to work, study or reunite with family.

If you want to work in Australia, the most common visa types are the Temporary Skill Shortage visa (subclass 482) and the Skilled Independent visa (subclass 189), both designed for individuals who possess skills that are in high demand in Australia’s labour market.

It’s worth noting that certain visas are awarded according to a points-based system. Applicants are assessed according to factors like age, English language proficiency, professional experience, and education. Accumulating sufficient points is crucial for increasing your chances of successfully obtaining a visa.

The Australian government’s official website will help you figure out the right visa for your circumstances. Remember, it’s essential to apply for your visa well in advance of your planned move date, as processing times can vary significantly depending on the complexity of your application and the specific visa category. The table below shows the eligibility criteria necessary for the various visa types and what it will cost you (June 2024):

If you’re considering moving to Australia permanently, acquiring a Permanent Residency Visa is a must. This status offers many benefits, including access to healthcare and educational services, and after four years, the eligibility to apply for Australian citizenship.

Finding work in Australia

If you’re moving to Australia for better job prospects, recognition of your credentials is often a prerequisite for your visa application. You’ll also have to take a Skilled Migration and an English language proficiency assessment. This is arranged with the Australian Government and Department of Education.

Certain professions require additional assessments. Healthcare professionals will need to go through Australian Medical Council, while Engineers should approach Engineers Australia. Researching these requirements early is important for your success in obtaining entry into Australia.

Expats can find work in Australia through online job portals like Indeed and SEEK – Australia’s top employment marketplace, recruitment agencies, and networking sites like LinkedIn.

Cities like Sydney and Melbourne with thriving economies and diverse industries offer the most job opportunities for skilled professionals. Major industries seeking workers include:

• Healthcare: Demand for healthcare professionals such as nurses, doctors, and allied health workers is high across all regions.
• Information Technology: With the growing digital economy, IT professionals are sought after in major cities like Sydney, Melbourne, and Brisbane.
• Construction and Engineering: Infrastructure projects and urban development drive demand for engineers, architects, and construction workers.
• Hospitality and Tourism: With its thriving tourism industry, positions in hotels, restaurants, and tour companies are readily available, particularly in coastal regions.
• Agriculture: Rural areas require workers for farming, livestock management, and agricultural research.
• Education: Growing demand for teachers specialising in English and other foreign languages, Mathematics, Technology, and Science, as well as early childhood and special education teachers.

Australian workplace culture values diversity, work-life balance, and open communication. Most workplaces encourage being on a first-name basis with all levels of staff. Teamwork and collaboration are highly regarded, along with initiative and the ability to work independently.

Australians also place a high value on punctuality, honesty, and directness in communication. Employers support flexible working arrangements, such as working from home and flexible hours, to enhance productivity and maintain a positive work environment.

Australian healthcare system

Australia’s national healthcare system, Medicare, is available to all Australian citizens and permanent residents for free or at subsidised rates. However, as a non-resident and non-citizen of Australia – at least for the first four years – you’ll be considered a private patient and will need to pay for your care at the time of treatment (in both public and private healthcare facilities).

For this reason, the Australian government strongly encourages you to get private insurance – even if it isn’t a condition of your visa – to ensure you’re fully covered for any unplanned medical and or hospital care you might need while in Australia.

Once you’re registered for Medicare you’ll be covered for essential medical treatment, doctor’s visits, and hospital care. You’ll also benefit from the Pharmaceutical Benefits Scheme (PBS), which offers prescription medicines at subsidised rates.

Even so, you might still want private health insurance to be able to choose your own doctor and get coverage for secondary services like dentistry, optometry and physiotherapy. Private insurance also provides options for private hospital rooms and shorter waiting times for elective surgeries.

To incentivise private health insurance, the Australian government offers the private health insurance rebate. The amount of rebate you receive is determined by your annual income. Unfortunately, it doesn’t to exempt you from out-of-pocket costs for co-payments, excess fees, and non-covered services.

Cost of living in Australia

The cost of living in Australia is relatively high compared to many other countries, influenced by various factors including location, lifestyle choices, and personal circumstances. To give you a better idea of what to expect, we’ve included information from Numbeo comparing the cost of living in two most expensive cities in the Netherlands and Australia, Amsterdam and Sydney.

Australia’s high quality of life comes with a high price tag for some, so it’s important to plan and budget if you’re considering moving.

Australian education system

Australia offers a national curriculum for all primary and secondary schools. The curriculum for public and private schooling focuses on literacy, numeracy, science, humanities, and the arts.

Australia’s education system is structured to provide diverse and inclusive educational opportunities, striving to equip all students with the skills and knowledge needed to succeed in a global environment.

Structure:

• Early Childhood Education: Not mandatory and includes preschool (kinder) for children aged 3 to 5 years.
• Primary Education: Usually starts at age 5 or 6 and continues for 7 or 8 years (depending on the state or territory).
• Secondary Education: Follows primary education and lasts for 4 to 6 years. It ends with students receiving a Higher School Certificate (HSC), the equivalent of a VWO diploma in the Netherlands.
• Tertiary Education: Australia is home to world-renowned universities offering bachelor’s, master’s, and doctoral degrees. They attract many international students, particularly from Asian regions, due to the high quality of education and the use of English as the medium of instruction. The country’s university system is known for research and innovation, particularly in science, medicine, and technology.

Public schools are free, though voluntary contributions might be requested. These schools base admissions on a catchment area, so where you live will determine which school your child can attend. Private schools range from AUD 5,000 to AUD 30,000 per year.

Public transport in Australia (and driving)

Public transportation in Australia varies widely across its cities and regions, reflecting the country’s vast geography and dispersed population. Each state uses a unique card for payment and access to public transport.

1. Urban Public Transport: Major cities have well-developed public transport networks that include buses, trains, and trams.
   • Sydney’s Opal Card: includes buses, trains, ferries, and a light rail line.
   • Melbourne’s myki: Renowned for its extensive tram network, the largest in the world, Melbourne also has a train and bus system. The city’s trams are a cultural icon and a major tourist attraction.
   • Brisbane Go Card: Offers access to buses, ferries (known as CityCats), and the rail network that extends to surrounding regions.
   • Perth’s SmartRider: Free bus services within the city centre and a network of trains and buses serving wider metropolitan areas.
   • Adelaide’s metroCARD: Features trams, trains, and buses, including a free tram service within the city centre.
2. Regional Transport: Long-distance trains and coach services operate between states and key regional hubs.
3. Ferries: Essential in cities like Sydney and Brisbane, where they serve as both a practical mode of transport and a way to enjoy scenic views.

While Australia’s public transport systems are well-developed in metropolitan areas, reliance on cars is still high, especially in regional and rural areas due to less frequent services and larger distances.

Most states and territories allow foreign nationals to continue driving on their foreign driving license indefinitely, as long as it is valid. And as a Dutch citizen, you’ll be able to exchange your Dutch driver’s license for an Australian license without taking another theory or driving test. Just don’t forget – Australians drive on the left!

More about Australia

Climate:
Australia’s climate varies greatly from the Netherlands, with diverse weather patterns across the continent. While the Netherlands experiences a temperate maritime climate with mild summers and cool winters, Australia’s climate ranges from tropical in the north to temperate in the south. Coastal areas enjoy warm summers and mild winters, while inland regions experience hotter temperatures and arid conditions.

Australian cuisine:
Australia’s multicultural population has contributed to a rich and diverse food culture, with influences from around the world. Traditional Aussie dishes include meat pies, their famous Vegemite on toast, and lamingtons, while multicultural cuisines such as Thai, Indian, Italian, and Chinese are widely enjoyed. Native ingredients like kangaroo and emu are also incorporated into modern Australian cuisine, creating unique and interesting dishes.

Cultural Integration
Adjusting to a new culture involves more than just adapting to the climate and cuisine—it requires learning cultural norms, social etiquette and work-life balance. The Dutch are famous for their direct and straightforward manner, which can sometimes come off as blunt. In contrast, Australians may be more subdued in their critiques and often use humour or indirect methods to convey their points to avoid confrontation.

Both cultures value work-life balance but approach it differently. The Dutch strictly separate work from personal life, emphasising family time and regular holidays. Australians value leisure time but often blend work and personal life more seamlessly.

Australians are known for their unique slang and colloquialisms, such as “mate” (friend), “arvo” (afternoon), and “barbie” (barbecue). Embracing expressions and customs will help you feel more at home and connect with locals on a deeper level.

Moving from the Netherlands to Australia is a significant step that requires careful planning and preparation. By using this as your guide, you and your family can make a smooth transition and embark on a rewarding new chapter Down Under.

Contact AGS Movers Netherlands for a customised moving experience that will guide you through each step of your relocation to Australia.

The Netherlands currently ranks second in global quality of life indexes, and it’s easy to see why. Expats report high satisfaction with the Dutch healthcare system, which is renowned for its accessibility and efficiency. What’s more is the reliable network of trains, buses, trams, and bicycle lanes make getting around straightforward and stress-free.

Dutch cities are also some of the cleanest and safest around the globe. Whether you’re considering the bustling streets of Amsterdam, or the more laid-back vibe of Eindhoven, safety and cleanliness are typically a given.

Working in the Netherlands as an expat

For those looking to enhance their careers, the Netherlands offers a vibrant job market, particularly in the technology, engineering, and international business sectors. Cities like Amsterdam and Rotterdam are major hubs for global trade and have a thriving expat community, making networking easier for newcomers.

There are several online platforms that specifically cater to expats seeking employment in the Netherlands. Websites like Expatica Jobs and IamExpat provide plenty of job listings across various industries.

Culture in the Dutch workplace is often viewed positively by expats. It promotes a good work-life balance and offers a flat organisational structure, which encourages all employees to voice their opinions and ideas.

What’s more, the Netherlands offers favourable conditions for expat workers, through the 30% ruling tax advantage for qualified employees. This allows for a portion of your salary to be tax-free for the first five years of your stay, making the financial transition smoother.

Cost of living in the Netherlands

While the Netherlands offers numerous benefits, it is also important to consider the cost of living, which can be relatively high, especially in Amsterdam. However, when compared to other major European cities like Paris or London, the overall cost of living is reasonable.

According to Numbeo, the average Dutch monthly income after tax is €3,216.09 (2024), with rent being one of the largest expenses. A single person can expect their average monthly costs (rent excluded) to be around €954, while a family of four should budget €3,331.80.

You can also expect higher energy bills with the colder Netherlands climate, which makes heating essential during winter. The table below gives you an idea of how much you’ll need to make it through the month in 2024. Accommodation prices are dependent on their location and proximity to amenities. You can imagine fierce competition due to a high demand to secure more affordable rentals.

Understanding the cost of living in the Netherlands is crucial for anyone considering making the move. While some aspects of Dutch life may be more expensive than what you’re accustomed to, the overall quality of life and the benefits provided by social services contribute to a lifestyle that many find rewarding.

Healthcare in the Netherlands

By law, the Dutch public healthcare system is accessible to everyone. Residents (expats included) access primary medical care by purchasing basic health insurance from private insurance companies. The Dutch government regulates these policies to ensure they are affordable and provide a standard level of care.

If you’ve used medical services, you’ll first need to pay a deductible (€385 in 2024) before you can claim from your policy. Your insurance will then pay out the balance of your medical costs and any additional costs you incur in that calendar year, even if you need primary care more than once.

Most Dutch residents also have insurance for secondary medical care like dentistry and alternative medicine.  Your employer may contribute to the cost of private insurance as part of your employment benefits, but it’s not mandatory and varies depending on the employer and the terms of the employment contract.

The table below provides an overview of the Dutch healthcare system:

Overall, the combination of accessibility, quality, and patient-centred care makes the Dutch healthcare system a standout example of healthcare done right.

Cultural adjustment and expat communities in the Netherlands

Adjusting to a new culture is always a challenge. Expat communities in cities like Amsterdam, Utrecht, and The Hague offer a warm welcome to newcomers and can be crucial in helping you settle in. These communities also provide a platform to meet new people and learn about Dutch culture. English is widely spoken, particularly in business contexts, so you will not face the language barrier that can be a significant hurdle in other countries.

With its high standard of living, excellent job opportunities, and high-quality healthcare, the Netherlands holds great appeal for those considering an expat lifestyle. However, like any country, it comes with its own set of challenges, such as the high cost of living and the need for cultural adjustment.

If you’re contemplating moving to the Netherlands, weigh these factors carefully against what you value most in your personal and professional life. For many, the benefits of living in the Netherlands far outweigh the challenges, making it an excellent choice for expats from around the world.

Ready to make the Netherlands your new home? Contact AGS Global Solutions Netherlands today to make your relocation smooth and stress-free.

Cycling is more than just a mode of transport in the Netherlands; it’s a way of life. The country’s extensive network of bike paths makes it the most prolific cycling nation, globally. As a newbie, cycling is an excellent way to get around and experience the local culture. Here are some insights into cycling in the Netherlands:

• The Netherlands has more bicycles than people.
• From students and professionals to families and seniors, everyone enjoys the convenience and health benefits of cycling.
• The flat landscape, compact cities, and bicycle-friendly infrastructure have made it the preferred mode of transport for short to medium distances.

Purchasing a bike in the Netherlands is straightforward, with a range of options to suit different budgets. Some of the most popular bike stores include Decathlon and 12GO Biking. Diving into the second-hand market can be very cost-effective and environmentally friendly. If ownership isn’t your goal, renting is a popular choice, especially for tourists and temporary residents.

Cycling in the Netherlands is generally safe, thanks to the dedicated cycle paths. However, understanding the local rules is essential. Dutch cyclists are required to use hand signals to indicate turns; they have the right of way on bike paths and when bikes and cars intersect. It’s also compulsory to have at least one working light on your bike, especially during the hours of darkness.

Mastering the Dutch public transport system

The Netherlands has an exceptional public transport system, which includes trains, trams, buses, and ferries. It’s well-integrated, with a unified payment system that makes navigating the various modes of transport a breeze.

The Dutch Railways company (De Nederlandse Spoorwegen or NS):

• Operates the country’s extensive train network.
• Offers intercity trains and sprinter services.
• Is known for its punctuality, comfort, and speed.

Trams and buses:

• Essential for urban mobility in cities like Amsterdam, Rotterdam, and The Hague.
• Trams are ideal for short city trips; buses serve both cities and more rural areas.
• Payment is facilitated by a contactless smart card, the OV-chipkaart (website also available in English).

Ferries:

• Vital due to Dutch topography.
• Important for cross-water connectivity.
• Ferries are FREE in Amsterdam.

Driving in the Low Countries

While public transport and cycling are highly convenient, there may still be occasions where driving becomes essential. Understanding the Dutch driving culture, legal requirements, and road rules will help you prepare for such situations.

To drive in the Netherlands, you must be at least 18 years old and have a valid driver’s license. As an expat, if you’re from a non-EU country, you can drive in the Netherlands using your foreign license for up to 185 days. If you plan to stay longer or you come from outside the EEA, some conditions might apply to getting a Dutch driver’s license.

Depending on their country of origin, expats from non-EEA countries may need to take a driving test in the Netherlands to obtain a local license. EEA citizens can exchange their existing license for a Dutch one without taking a test first.

If you decide to bring your car to the Netherlands, AGS Global Solutions Netherlands offers their seamless International Vehicle Transport Service. Specialising in international logistics, AGS provides door-to-door shipping services, managing all aspects of vehicle transport, including customs clearance, compliance checks with Dutch regulations, and ensuring your vehicle meets local environmental standards.

With their extensive experience in handling the logistical challenges of cross-border vehicle transport, AGS ensures a hassle-free process, so you can hit the Dutch roads with confidence as soon as you get behind the wheel.

Other modes of getting around the Netherlands

Besides cycling, public transport, and driving, the Netherlands offers a few alternative methods of getting from one place to another.

Taxis and ride-sharing services

• Widely available in most Dutch cities and towns.
• Taxis are relatively expensive compared to public transport.
• Ride-sharing services like Uber provide a convenient and more cost-effective alternative in some cases.

Scooters and mopeds

• Popular for short commutes.
• Subject to specific regulations, such as prohibition from bike paths in cities.
• Required to follow the same rules as cars on roadways.

Motorboats

• Useful in areas with significant waterways (e.g., Amsterdam, Giethoorn).
• Renting a motorboat offers a unique perspective of the city through its canals.

Electric Vehicles (EVs) and charging infrastructure:

• Increasing popularity in the Netherlands.
• Expanding network of charging stations.
• Convenient charging options, especially in urban areas and along major highways.

The Netherlands offers a diverse and efficient range of transport options that cater to different preferences and needs. Whether it’s the freedom of cycling, the convenience of public transport, or the practicality of driving, understanding, and adapting to the local transportation culture is key to your integration. By familiarising yourself with the information shared in this guide, you’re well on your way to becoming an adept navigator in the Netherlands.

For those who are keen on embracing Dutch culture, AGS Global Solutions Netherlands offers specialised relocation services to transport bicycles and other personal belongings to the Netherlands. With over 40 years of experience, AGS has mastered the intricacies of international moving, ensuring your treasured items, including bikes, arrive safely and efficiently.

Our tailored services ensure every aspect of the move is managed with care, from packing to completing customs forms, making the transition smooth for both your household goods and your trusty two-wheeler. Get your free quote today.

Because Curaçao forms part of the Kingdom of the Netherlands, it’s less complicated to move there as Dutch citizen. You will still need a residency permit, however. To be eligible for a residence permit, known locally as a sedula, you simply need to provide proof of employment or sufficient financial means (such as a pension)

You will also need a certificate of good conduct (VOG) from Justis, the Dutch government’s screening authority, along with several other documents. It’s important to do thorough research and consult the Caribbean immigration department before your application.

The cost of living in Curaçao vs the Netherlands

The cost of living in Curaçao is generally more affordable than in the Netherlands, but it can still be quite expensive compared to other Caribbean islands. Housing costs are the main expense, with prices varying depending on location, availability, and amenities. For example, renting a one-bedroom apartment in Willemstad, the island’s capital, may cost around $750 to $1200 monthly, while in Amsterdam, the price could range from €1200 to more than €2000.

Grocery and restaurant prices in Curaçao are higher as many products are imported, which incurs additional shipping and importation costs. Utility bills, particularly electricity and water, are significantly higher as well due to the island’s reliance on desalination plants and imported oil for power. However, transportation costs like owning a car can be more affordable in Curaçao due to lower annual road taxes and the absence of hefty vehicle importation tariffs imposed in the Netherlands.

Before moving, it’s crucial to budget wisely and establish a solid financial plan. The table below compares the typical cost of living between the Netherlands and Curaçao as of January 2024. Note, the prices shown are an average across the country and may vary according to the proximity to the city centre.

Climate and culture in Curaçao

The climate in Curaçao is one of the island’s most appealing features, especially when contrasted with the weather in the Netherlands. Curaçao enjoys a warm, tropical savanna climate year-round, with temperatures ranging from 25-32 degrees Celsius (77-90 degrees Fahrenheit).

Curaçao also has a rich and diverse culture influenced by its African, European, and Caribbean roots. This diversity is reflected in the island’s music, art, and festivals. Dutch, Papiamentu, and English are the official language – with Papiamentu being the lingua franca among locals – creating a captivating Creole mix.

Cultural celebrations, like Carnival and the Curaçao International Film Festival Rotterdam showcase the island’s love for vibrant displays, community events, colourful parades, music, and dance, which are less common in the Netherlands.

Sustainable and affordable furniture options in Curaçao

Considering Curaçao’s humid climate, maintaining items like leather furniture can be challenging due to increased moisture, making them prone to mildew and mould. To protect these items, ensure good ventilation and consider using dehumidifiers. When choosing furniture and decor for your Curaçao home, popular furniture choices include teak wood, wicker and rattan, eco-friendly bamboo, aluminium and wrought iron, all favoured for their ability to withstand heat, humidity, and sea air.

There are a limited number of furniture stores on the island, but there’s a well-established second-hand furniture market which offers a variety of affordable and more sustainable interior design options. These pre-owned goods align well with the tropical climate and showcase the island’s diverse taste.

Another viable option for furnishing your new home in Curaçao is utilising the services of AGS Global Solutions’ ShopnShip service. This service allows you to shop at your favourite online stores in the Netherlands, or any other place across Europe, and have your items shipped directly to your Curaçao address.

With competitive shipping rates and the convenience of door-to-door delivery, AGS Global Solutions can significantly expand your choices in home furnishings and decor. Choosing AGS Global Solutions’ ShopnShip service not only offers reduced waiting times but also peace of mind, as our team assists in clearing your purchases through customs, minimising the hassle of paperwork, and facilitating a smoother acquisition of your desired items.

Adjusting to island Life

Moving from the Netherlands to Curaçao involves adapting to a slower pace and embracing a more laid-back, socially effervescent lifestyle. You may encounter some cultural differences and potential language barriers, but the friendly and welcoming nature of the people of Curaçao will help ease your transition.  As you settle in, you’ll discover a thriving expat community that can offer support and guidance as you navigate your new home.

Move to Curaçao with AGS Netherlands

If you’re ready for a change, transporting your belongings to Curaçao can be made significantly more affordable with AGS Global Solutions Netherlands’ Consolidated Shipping service. Designed for expats with smaller loads, consolidated shipping allows you to share container space with other Curaçao-bound expats to reduce moving costs. This economical service ensures your belongings are handled with care and professionalism throughout the shipping process.

Whether it’s furniture, personal items, or vehicles, AGS’ expertise in international relocations provides peace of mind, giving you the assurance that your possessions will safely arrive in Curaçao, ready for you to start your next chapter.

Contact AGS Global Solutions Netherlands today to get your free quote.

Popular Areas for British Expats in Spain

1. Barcelona: Your first choice if you’re after a cosmopolitan feel. Barcelona, in Catalonia, offers a blend of culture, art, and modernity.

 
The city has a substantial British expat population, making it an excellent choice for those seeking the familiarity of pubs and social clubs where you can meet fellow Brits and enjoy a taste of home.
 
For many, the city’s primary draw is its architecture. Barcelona’s extraordinary whimsical, modernist facades pull in millions of visitors from across the globe.
 
Barcelona’s top attraction: the breathtaking Basílica de la Sagrada Familia, designed by architect Antoni Gaudi, is a masterpiece and UNESCO World Heritage site that showcases incredible architectural creativity.

2. Madrid: The heart of Spain’s culture and politics. Madrid, the capital city, is a bustling, vibrant metropolis. It has a growing British expat community, and English is widely spoken. Madrid’s cultural similarities to the UK include a love for football (soccer), a pub culture, and an appreciation for a good cup of tea. You’ll feel right at home amidst the rich history and contemporary buzz of the city.

 
Many expats are enchanted by the capital because of its infinite cultural riches, authentic charm, extravagant carnivals, vibrant nightlife, and an abundance of dining spots.
 
If you’re moving with kids, don’t worry – Madrid isn’t only about partying and nightlife. It’s a wonderful city for families and ideal for those considering a lively retirement too.
 
Madrid’s top attraction: the Royal Palace, a living testament to Spain’s regal history, and the artistic treasures of the Prado Museum.


3. Valencia offers a more traditional Spanish experience, but it’s also becoming increasingly popular among British expats because of its low cost of living. The city has a thriving English-speaking community, and you’ll find expat-run businesses catering to your almost every need. The city’s cultural events and festivals make it an ideal blend of Spanish and British influences.

 
Valencia’s top attraction: the futuristic wonderland of the City of Arts and Sciences, where cutting-edge design and innovation come together in a stunning display.

4. Alicante is said to have the largest percentage of foreign residents compared to other Spanish provinces and a significant British expat population, primarily concentrated along the Costa Blanca. Many Brits are drawn to the laid-back lifestyle, the seemingly limitless sunshine, and the many sandy beaches along the coast. You’ll also find English-speaking services, shops, and social groups to help you integrate into the local community.

 
Alicante’s top attraction: the Castle of Santa Bárbara, a historic fortress perched on Mount Benacantil, offering panoramic views of the city and coastline. Its rich history, dating back to the 9th century, and the strategic location provides a stunning backdrop for understanding Alicante’s cultural heritage.


5. Malaga and the surrounding towns have a large British expat community, particularly in areas like Fuengirola and Benalmádena. English is commonly spoken, and you can participate in various British cultural events and clubs.

 
The Costa del Sol’s fantastic weather and beautiful beaches make it a preferred destination for Brits looking to escape the cold back home. There are also several international schools, which make Malaga and the Costa del Sol a great place for families to settle. It also doesn’t hurt that the cost of living in Malaga is cheaper than in other parts of the country.
 
Malaga’s top attraction: ascend to the Alcazaba, an ancient fortress with panoramic views that tell stories spanning centuries.

6. Seville offers a more authentic Spanish experience, with a growing British expat community. The city is known for its traditional culture, bullfighting, and flamenco. While English may not be as prevalent as in other cities, you’ll find a warm and welcoming atmosphere.

 
Seville’s top attraction: the rhythms of flamenco that seduce your senses as you witness mesmerizing dance performances and admire the opulent beauty of the Seville Cathedral, a true Gothic masterpiece.


7. Granada has a smaller British expat population, which may appeal to those seeking a less touristy experience. English-speaking services are available, but you’ll have the opportunity to immerse yourself in authentic Spanish culture and enjoy the city’s historic charm.

 
Granada’s top attraction: the Alhambra, a breathtaking palace and fortress complex with intricate Islamic architecture set against the stunning backdrop of the Sierra Nevada mountains.

Adopting the Spanish Lifestyle as a Brithish expat

Embracing the Spanish way of life means adjusting to a rhythm that’s both relaxed and vibrant. Picture yourself strolling through bustling markets in the morning, exploring historic sites in the afternoon, and enjoying tapas at a local eatery in the evening. This balance between work and leisure is a defining feature of Spanish living, inviting you to truly enjoy each day.

Count on AGS for a Hassle-Free Relocation to Spain

With offices in the UK and Spain, AGS is your go-to partner for a seamless move to the Iberian Peninsula, handling door-to-door transportation and navigating customs formalities on your behalf.

Contact us for a free quote!

Singapore’s Cultural Blend and Settling In

The Republic of Singapore is simultaneously a city, an island, and a country. It’s one of just three city-states left in the world, made famous by its emergence as a major international hub for business and innovation.

English is the common language used for business and administration and is widely spoken. Nevertheless, Singapore is a melting pot of cultures – Malay, Chinese, Indian, and more – and you can expect a vibrant cosmopolitan society that incorporates the diverse traditions (and incredible cuisines) of its residents.

When it comes to customs, Singaporeans value courtesy and politeness. Things like taking off your shoes indoors and giving a polite nod to elders are a big deal, and respecting these customs will smooth the way as you settle into daily life.

Singapore’s Visa Requirements

Before you move, however, you need to sort out your visa or permit. The type of visa you need will depend on the purpose of your move, such as employment, study, business, or accompanying a family member. Here are some common visa options:

The Employment Pass (EP) is for foreign professionals and skilled workers, and you will need a job offer from a Singaporean employer to apply for an EP. The S Pass is for mid-skilled workers, while the Dependant Pass (DP) is for family members of EP and S Pass holders. If you plan to study in Singapore, you will need to apply for a Student Pass (STP) which requires an acceptance letter from a recognised educational institution.

The Immigration and Checkpoints Authority (ICA) and the Ministry of Manpower (MOM) are the go-to authorities for immigration matters. Applying for a visa involves submitting the necessary documents, including a valid passport, an offer letter (for employment or study), your educational qualifications, and proof of financial stability. Make sure to adhere to the guidelines and timelines provided by these authorities to ensure a smooth process.

Budgeting Basics

Singapore has held the title of the world’s most expensive city for expats four times in a row, which tells you that living there isn’t cheap. Nevertheless, your salary should take that into account, and with some careful planning, you will be able to manage your expenses. Think about housing, transport, healthcare, and international school fees for your children – they all add up.  If you’re interested in comparing the cost of living in Singapore to other countries, check out Numbeo.

Staying Healthy: Doctor Visits and Health Insurance

You can expect top-notch medical care thanks to Singapore’s government and publicly funded universal healthcare system. Take a look at the different plans and find one meets your medical needs. As a permanent resident or a family member of one, you can benefit from MediSave and MediShield Life. It’s important to note that, unlike the NHS, Singapore’s system requires you to pay monthly contributions to a healthcare savings account, allowing you to access medical services at discounted rates.

Public transport in Singapore

Getting around Singapore is a breeze thanks to the MRT system and buses that dot the island; it’s also cheap and efficient. Just as well, because buying a car can be an expensive exercise, both because of the high taxes and the limited parking available. As a car owner, you’ll also have to get a Certificate of Entitlement (COE), which costs nearly as much as the car itself. If you’re not sold on public transport, don’t worry! Singapore also has cycling paths which are well-connected, and you are able to rent bicycles from licensed operators.

Office Life and More

Singapore’s work culture is all about professionalism and punctuality, which may take some getting used to. That said, it’s also great for networking opportunities, and knowing and understanding the culture is sure to give your career a boost.

Fun Facts About Life in Singapore

1. Chewing gum is nowhere to be found in Singapore. Except for dental gum, which is sold on prescription, its sale has been banned on the island since 1992.
2. The innovative architecture of buildings in Singapore often features lush greenery on their facades, contributing to the city’s reputation as a “City in a Garden.”
3. Singapore is made up of 63 islands, with the main island being the largest and most populated.
4. The English name Singapore comes from the Malay name Singapura which is believed to have been derived from Sanskrit meaning “Lion City”.
5. The Merlion statue, half-lion and half-fish, is the official mascot of Singapore. It symbolizes the city’s humble beginnings as a fishing village.

Moving from India to Singapore will take some adjustment, but with the right planning and preparation, it can be an exciting journey. The city-state’s reputation for professionalism, technological prowess, and multicultural vibrancy offers a unique experience that blends the familiar with the new, with exciting career opportunities to boot.

Contact AGS Movers India for a personalised relocation service that will assist you at every stage of your move to Singapore.